Companies We Represent
Why Choose an Independent Insurance Agent
Some people think it does not really matter where they buy their insurance. But this misconception could be costing them money, service and protection. Buying insurance is not like buying bread or milk. Insurance is an important safety net for your family, your home, your car or your business. Do not treat the purchase lightly!
There is a difference in where you buy your protection. Many people do not realize there are four sources for insurance:
- Captive Agents - Sell consumers the insurance of only one company.
- Telephone Representatives - Offer consumers the insurance of one company and only via the telephone.
- Internet Sites - Consumers can fill out an application online and get an insurance quote without any help or direction from a qualified professional.
- Independent Insurance Agents - Represent an average of eight insurance companies and research with these firms to find consumers the best combination of price, coverage and service.
Your Independent Insurance Agent:
- Is a licensed professional with strong customer and community ties.
- Provides excellent service and competitive prices because he or she can access the insurance coverage from more than one company.
- Unlike other agents, is not beholden to any one company; thus, policyholders do not need to change agencies as your insurance and service needs change.
- Assists policyholders when they have claims.
- Is a consumer's consultant, working to determine the consumer's needs.
- Offers consumers a choice of insurance plans and programs.
- Is a value hunter who looks after the consumer's pocketbook in finding the best combination of price, coverage and service.
- Offers one-stop shopping for a full range of products - home, renters, auto, business, life and health.
- Can periodically review a policyholder's coverage to keep up with changing insurance needs.
- Treats policyholders like a person, not just another number.
Customer satisfaction is the key to an independent agent's livelihood. So, serving policyholders is an independent agent's most important concern.